What is Integral Finance?

"Integral Finance" engages the application of integral principles to money and money related issues. Employing the categorical matrix best articulated by philosopher Ken Wilber, this approach looks at money from the four primary perspectives held by individuals, otherwise known as "quadrants." These include interior and exterior relationships to one's self and to various groups of others . These perspectives are reflected elsewhere in such classic categories as "Art," "Culture" and "Science," the "Good," the "True" and the "Beautiful" or "I," "we" and "Its."

With this as an analytical base, an integral approach then considers the individual's personal and cultural values and her "center of gravity" for understanding herself and others, her lines of development and special aptitudes, her states of mind including spiritual states and issues particular to such demographic attributes such as sex, race, age, ethnicity, religion and so forth. This is known as an "AQAL" approach - an acronym for "All quadrants, all levels, all lines, all states, all types." This approach is applicable to all subject matter and provides a basis for conversation with all other disciplines.

Used holistically, the integral approach to money and finance enables a thorough understanding of the individual and her world. Approaches that fail to take all of these into account tend to be partial and incomplete. As such, there may be substantial and significant incompletions or gaps in the work. Using an integral approach to personal finance then provides a strong foundation for assisting the individual develop and mature her relationship with money and its challenges, demands and afforded opportunities to the individual and the many communities in which she resides.


Read more about Richard Wagner on his bio.